Appreciated Securities
The gift of an appreciated asset is a powerful and simple way to support NCJW,CS’ work. Donors pay no capital gains tax and receive an immediate income tax deduction for the fair market value of the securities on the date of transfer, regardless of the amount originally paid.  

Planned Giving: NCJW,CS’ Legacy Society
To ensure that the work of NCJW will continue well into the next century, NCJW invites you to become part of our future. By giving to NCJW through a will, retirement plan, or charitable gift annuity you can add your legacy to ours. 

NCJW,CS’ Legacy Society was established to celebrate those individuals who have included NCJW in their estate plans. By joining the Legacy Society, you can be acknowledged today in our Bulletin for your future commitment. 

• How to add NCJW to your will: There are several ways you can name National Council of Jewish Women, Cleveland Section as a beneficiary in your will. You may choose to give an outright specific sum from your bequest or specify that a percentage of your estate go to NCJW,CS. This allows your charitable giving goals to adjust with your changing life circumstances. Your gift may be directed to NCJW,CS’ annual fund to support the annual operating budget, or you may designate how you would like your gift to be used: for a specific purpose that you name (for example, to directly support NCJW,CS’ advocacy work, or “wherever the need is greatest” so that NCJW,CS can select a use that matches its current programs.
• Charitable Gift Annuity: A charitable gift annuity is a simple contract between you and NCJW,CS. In exchange for your irrevocable gift of cash or securities, NCJW,CS agrees to pay an annuitant you name, a fixed sum each year for life. The older your designated annuitant is at the time of the gift, the greater the fixed income NCJW,CS can agree to pay. In most cases, part of each payment is tax-free, increasing each payment’s after-tax value. Payments may be made annually, semi-annually, or quarterly.
• Retirement Plans: Individuals who have been in the work force may find that in addition to Social Security, they will receive income from other retirement plans, such as IRAs, 401(k)s, or 403(b)s. A gift from remaining retirement plan funds can be an easy way to arrange a donation at a very low after-tax cost to one’s family or friends. Contact your retirement plan administrator for details about naming one or more charitable recipients as beneficiaries.